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You Go, You

You've taken a big step toward being more prepared for your future.
Now inspire even more people to take the 1% More Pledge.

See the power of your 1%

What will you still love in retirement that’s worth saving an extra 1% for?

Find out how much more you could enjoy in retirement if you save just 1% more of your annual income now.

I, pledge to save 1% more of my annual income for retirement.

Please correct any errors or omissions, and resubmit.

This pledge is just a show of support, not a financial transaction.
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When should you start?
When did you start?

Understanding the cost of the action gap

The time between when people think they should start saving for retirement and when they actually do is known as the Action Gap.

Our experiment revealed just how big that difference is, as well as how big a difference saving a little more today can make for your retirement in the long run.

The time between when people think they should start saving and when they actually do is known as the Action Gap—and it has a bigger impact on your retirement than you might think.

See how the action gap affects you

Answer the following questions to see how the action gap affects you.
  • What do you think is
    the best age to start saving for retirement?
  • Answer one of the following two questions to proceed.
    What age did you start saving for retirement?
  • What age do you plan to start saving for retirement?
From 25 years To 31 years

Good for you
for taking action!

Even with no action gap, there’s always more we could all be doing to be better prepared for retirement.

A little more today can go
a long way tomorrow.

The six years between when you think you should start saving and when you actually do could cost your retirement savings

$320,000

by the time you reach the average age of retirement.

70% of us have an action gap

30%
of us have an action gap of
≤0 years
23%
of us have an action gap of
1–5 years
17%
of us have an action gap of
6–10 years
10%
of us have an action gap of
11–15 years
8%
of us have an action gap of
16–20 years
10%
of us have an action gap of
≥20 years

You're here

18% of respondents have an Action Gap of 6–10 years.

A little more today can go a long way tomorrow.

Find a financial advisor (opens in a separate window)

See the impact of every pledge

By retirement 50,986 pledges could grow to:

$

2,985,485,230

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